New vehicles come with a Manufacturer's Warranty covering mechanical defaults for the first serveral years or miles of ownership, but once that warranty expires you are responsible for paying any repairs if a breakdown occurs, some of which can be quite costly. A vehicle service agreement will extend the coverage of your vehicle's mechanical components - which components depend on the type of coverage you select

Longevity and financial stability are the most important aspects of a service agreement since you want to make sure someone will pick up the phone and pay your covered claims when you call. Prizm Group, Inc. is the successor company of the very first Service Agreement Administrator, and has been in business since 1973. In addition, our products are backed by "A" rated carriers with billions in total assets. That means, we have been successfully doing busines longer than the rest and we have the financial stability to assure we will be there when you need us in the future.

There are several ways in which service agreement claims can be funded, but the safest type is a fully insured program, since the insurance company is the one who pays for any covered repairs. So, it is important you know that any service agreement you are considering to purchase is insured by a nationally known, financially stable insurance company, Rest assured that Prizm's programs are sold by the country's leading dealerships, managed by us and insured by reputable "A" rated insurance carriers with billions in total assets and who  take pride in their quality of business and service.

Prizm plans are sold at reputable dealerhips throughout the continental United States. For more information on where to purchase a Prizm administered program, call or send an email with your name, contact information, and the city and state in which you wish to purchase to the following:

800.338.2829
Email to: questions@prizm.net

Whether your vehicle is new or used Prizm has a plan for you. We have programs for brand new vechicles that will wrap around your manufacturer's warranty to provide exclusionary coverage for the complete term of your powertrain coverage all the way up to 11 year old model vehicles with up to 150,000 miles on the odometer.

What your agreement covers is totally up to you. We offer programs that cover just the most costly repair components of your vehicle to almost everything on your vehicle. More importantly than what we do cover is what we don't exclude - for example, there are no wear and tear or overheating exclusions! Meaning our plans will cover select parts that break as well as fail, due to premature wear. Also, if your vehicle has a breakdown due to overheating, as long as you take immediate action to prevent further damage, we take care of all covered repairs provided the vehicle did not overheat due to negligence or misuse.

It truly depends upon the product you choose, but most of our service agreements come with teh following benefits:

• Rental Reimbursement
• Emergency Road Service
• Tire Service
• Towing Service
• Locksmith Services
• Trip Interruption Assistancea